Downpayment: When making a purchase, the lender needs to see the last 90 days of transaction history for the accounts involved. Example, if it is December 19, we will need transactions for the minimum period from September 20 to December 19. The statements must be clear and identified with the name of the person (first and last name).
For a mortgage, renewal or refinancing, do business with an experienced broker!
The goal of the mortgage broker is to save you time and money. Happy client, happy broker !
Obtain up to 80% of the market value of your home to be able to carry out your projects.
My role is to advise you in order to find the best mortgage product that meets your needs.
*Certain conditions apply.
A fixed rate will not change for the entire duration of the chosen mortgage term. This type of rate offers complete peace of mind as well as protection against future increases.
A variable rate can change throughout the chosen mortgage term, depending on market fluctuations. However, this type of rate has the advantage of generally being lower than the fixed rate at the time of signing the loan. A variable rate is, however, more risky because it can increase at any time during the term.